Being over-indebted is not a shame or a reflection of you as a person due to numerous life events that happen to all of us . . . But it is a shame and a very poor refection if you continue being in denial of your position and do not reach out and seek help before it destroys you and your family. Call us at D & R Incorporated and we will be your helping hand in very bad times or visit our webpage at www. drincorporated. co. za and leave us a message to phone you back. We have 4 branches in KZN and they are: Pietermaritzburg on 033-343 6491 Durban on 031-304 7205 Kokstad on 039-727 5372 Matatiele on 039-737 3050.

We specialise in collecting bad debts for Drs hospitals veterinary clinics and schools. We succeed where the others have failed. We are available on whats app and zoom

For debt counselling services, such as debt restructuring, exit debt review, assist with default accounts, judgements. Associate Business Rescue Practioner. Short and Long-term Insurance products.