Discover Stratum Benefits! Whether it's our robust Gap Cover with your medical aid or versatile Health Insurance Agency, we've crafted options for everyone. GAP COVER: Sync with your medical aid, tackling common expense shortfalls. HEALTH INSURANCE: Ideal for day-to-day or as your primary health cover. Why us? Tailored Plans Client Testimonials Convenient Access Apply now for seamless health protection. Underwritten by Guardrisk Insurance Company Limited (FSP 75) and Bryte Insurance Company Limited (FSP 17703) , our policies go beyond traditional medical aid.

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We are an independent brokerage specialising in all forms of insurance for businesses and individuals. This includes life, disability and severe illness insurance, business insurance, medical aid and gap cover, home and motor insurance, investment and retirement planning. We offer sound advice, quality products and competitive premiums. Comparisons with existing insurance policies are compiled to determine what premium savings can be made. We will conduct a free financial needs analysis to determine your actual insurance and financial needs, making certain that the correct cover is implemented.